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My card is expiring — what happens?

Explains that Perk Cards renew automatically each month with a new number, and what members need to update afterward (wallets, subscriptions).

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Written by Cameron Soregaroli

This article explains what happens when your Perk Card reaches its expiry date and what you need to do afterward.

What happens when my Perk Card expires?

Your Perk Card renews automatically each month as it approaches its expiry date. You don't need to request a renewal or take any action to keep your card active. Behind the scenes, the old card is cancelled and a new card is issued to you as the same cardholder, keeping your balance and reward eligibility intact.

How will I know my card was renewed?

You'll get an email when your Perk Card renews. The email references the last 4 digits of your old card so you can confirm which card it replaced. Your new card details — including the new number, expiry date, and CVC — are available in your account at Perk Card. Use Reveal and Copy there to see and copy the full card number.

Do I need to update anything after my card renews?

Yes. Once your card renews, the old card number stops working, so you'll need to update it anywhere you saved it:

  • Any subscriptions or recurring charges billed to your Perk Card

  • Apple Wallet or Google Pay, if you added your card there

  • Any saved payment method at a merchant's checkout

Apple Wallet and Google Pay don't update automatically when your card renews — you'll need to manually enter your new card number in the wallet app. See "Adding your Perk Card to Apple Wallet" and "Adding your Perk Card to Google Pay" for the steps.

Will renewal affect my balance or rewards?

No. Renewal only changes your card number, expiry date, and CVC — your balance and any active rewards carry over to the new card automatically. If your balance is currently zero, your card shows as inactive regardless of renewal; it reactivates as soon as funds arrive. For more on inactive cards, see "Why is my card inactive?"

What if I don't see my card details after it renews?

If it's been a few days since you received the renewal email and you still don't see updated card details at Perk Card, contact support through the messenger in your account or on this help center. Include the last 4 digits mentioned in your renewal email so support can locate the right card quickly.

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